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Gambia OFFicial No. 387-389 International the Year child of OFFicial

Gambia No. 387-389 ** International Year of the child


Gambia No. 387-389 ** International Year of the child


Item specifics


Gambia No. 387-389 ** International Year of the child

Where Behavioral Economics meets Social Networks

Building and scaling national insurance market systems in developing economies
Converting vulnerable populations’ social capital into valuable capital assets
Enabling affordable health insurance for majority populations in the global south
Our goal is to make solid digital footprints in the industry, with measurable impact on people’s health and wellbeing.

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DataDrivenFinance AS (DDFinance) scales national, digital, low-cost insurance marketplaces, and distribution systems in developing countries.

Collective-Based Insurance

DDFinance operates the Insurance Platform as a Service (IPaaS) infrastructure in national markets and gives customers access to the Collective-Based Insurance (CBI) concept.

Life and Hospital Cash

DDFinance Kenya, distributes the combined Collective-Based Insurance (CBI) product, Life and Hospital Cash to the low-income population.

Our Numbers

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Customers Insured
DDFinance - Kenya CBI
Operational & Funding Partners
2 B2C Products ● 1 B2B Product
KES 138,335,000
Total Insurance Cover
For Our Customers
KES 18,577,374
Accumulated Taxes
Paid to Kenyan Government

From Global Goals to Local Impact

DDFinance’s Collective-Based Insurance provides a safety net to prevent families from falling (back) into poverty after experiencing a health situation challenging their earnings. People that have some cash income can afford small premiums.  Insurance provides a buffer from the vicious cycle of poverty and can play an important role in building their resilience.

Collective-Based Insurance is accessible and affordable, helping low-income earners to seek treatment in hospital more often and earlier, supporting healthier lives and wellbeing.

As a counterbalance to a traditional male dominant society, 80% of our customers are women. Collective-Based Insurance offers women formal financial inclusion, and hence, provide more gender equality.

DDFinance recruits trainers through our distribution partners and pays them for training our potential customers in the field. This provides them with a result-based income to support their communities.

DDFinance digitizes workflows in the insurance industry and provides low-cost national insurance market systems in developing markets.

DDFinance provides fixed cash pay-outs related to hospitalization or death. Cash pay-outs build more resilient households and reduce inequalities.

From the introduction of a new digital insurance market system in developing markets, DDFinance now provides a strong and transparent digital structure mitigating corruption.

Through strong partnerships within an ecosystem of national and global partners, DDFinance enables national integrated insurance market systems through its Insurance Platform as a Service (IPaaS)

We are happy to share more insights


Working with

DDFinance works with, a Danish FinTech. We even share an office with some of their staff. We had a quick chat with Bridgit from,

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Call Center

Did you know that we have a call center? We have a lovely hardworking team based in Nairobi that can answer all your questions about

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Hope to the community

DDFinance Kenya asked their customers how they find the Collective-Based Insurance (CBI) products. One Saving Group leader in Embu answered this: You are giving Hope

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